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Business Financing in Elgin, Oklahoma

Elgin, OK is a Comanche County city about 13.6 miles north-northeast of Juniperhollow Funding's Lawton office. Elgin owners reach us by phone or through the online form. Here is what public data shows about the businesses in Elgin's ZIP Code.

Juniperhollow Funding connects you with lending partners; partners make credit decisions and set rates and terms.

In short

Juniperhollow Funding, a small-business funding broker in Lawton, Oklahoma, works with Elgin, OK business owners by phone and online. Elgin is in Comanche County, and its ZIP Code, 73538, had 104 employer establishments in 2023, most with fewer than five employees. Lending partners make the credit decision on every request and set the rate and terms.

At a glance
Place typeCity, Comanche County, Oklahoma
ZIP 73538 employers104 establishments, 746 employees (Census ZBP 2023)
Under five employees59.6 percent of ZIP 73538 employers (same source)
Nearest office301 SW C Ave, Lawton, OK, about 13.6 miles south-southwest (straight line)

What ZIP 73538 covers

All of Elgin lies inside ZIP Code 73538, but the town covers only about 4.7 percent of that ZIP's land (U.S. Census Bureau, 2020 ZCTA-place relationship file). The ZIP also takes in rural addresses around the town, so the figures below describe ZIP 73538 rather than Elgin's city limits.

Employers in ZIP 73538

ZIP 73538 had 104 employer establishments in 2023, with 746 paid employees in the March pay period and an annual payroll of about $24.5 million (U.S. Census Bureau, ZIP Code Business Patterns 2023). Some 59.6 percent of those establishments had fewer than five employees, a larger small-firm share than the 50.4 percent across Comanche County as a whole (County Business Patterns 2023).

Largest sectors, ZIP 73538, 2023
SectorEmployer establishments
Retail trade22
Health care and social assistance12
Other services12
Construction11
Accommodation and food services11
Finance and insurance7
Professional, scientific and technical services7

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023.

Self-employment in Elgin, OK

The American Community Survey estimates that 8.8 percent of Elgin's employed residents were self-employed, with a margin of error of plus or minus 4.1 points (U.S. Census Bureau, ACS 2020-2024). That range is wide enough that Elgin cannot be said to differ from Comanche County's 8.3 percent.

What Elgin, OK businesses usually ask about

With retail, health care and construction the largest groups in the ZIP, the common needs are stock bought ahead of sales, equipment for clinics and crews, and payroll between payments. Inventory financing and equipment financing cover the first two; the rest of the options are on the comparison page.

Local registration in Elgin, OK

Businesses inside Elgin's limits may have town requirements in addition to state registrations with the Oklahoma Tax Commission.

Working with us from Elgin, OK

Call (580) 204-5667 or send the short form, and we will call back. We do not have an office or staff in Elgin. For county-wide figures and free help, see the Lawton, OK page; other towns are on the areas page.

Who Juniperhollow Funding works with in Elgin, OK

Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Juniperhollow Funding works with businesses like these in Elgin, OK. Each partner still decides case by case.

Documents to have ready

  • The last three to six months of business bank statements
  • Business and personal tax returns for the latest year
  • A year-to-date profit and loss statement and balance sheet
  • Photo ID for every owner of the business
  • Formation documents and your EIN
  • The equipment quote, contract or purchase order the funding is for

No two partners ask for exactly the same file, so use this as a checklist rather than a rule.

The steps after your first call

  1. You call (580) 204-5667 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
  2. We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
  3. With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
  4. If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.

Our office is at 301 SW C Ave, Lawton, OK 73501.

By Juniperhollow Funding · Updated

Related reading

Public data

What the Census Counts in Comanche County, OK

2,133

Employer establishments

Places of business with a payroll in Comanche County, Oklahoma.

Source: U.S. Census Bureau, County Business Patterns 2023
6,087

Businesses without employees

Comanche County firms run with no paid staff at all.

Source: U.S. Census Bureau, Nonemployer Statistics 2024
50.4%

Employers under five staff

Portion of Comanche County employer establishments with fewer than five employees.

Source: U.S. Census Bureau, County Business Patterns 2023

Comanche County, OK communities

One office in Lawton, OK, working with owners in Comanche County and nearby counties by phone and online.

Questions Owners Ask

Brief answers to the questions that come up first.

Is Elgin in Comanche County, OK?

Yes. Elgin is a city in Comanche County, Oklahoma, about 13.6 miles north-northeast of our Lawton office in a straight line.

Are ZIP 73538 figures the same as figures for Elgin, OK?

No. ZIP 73538 includes Elgin and a large surrounding area, so its counts cover more than the city itself.

Do I need to come to Lawton, OK to apply?

No. Owners in Elgin can start by phone or with the short form.

Who decides on a request from Elgin, OK?

The lending partner. Juniperhollow Funding is a broker, not a lender.

Have a different question? Put it to our Lawton, OK office on (580) 204-5667.

Start With the Purpose

Call the Lawton, OK office or send the short form. Say what the money is for, and we will tell you which options deserve a partner's look.